Terms & Conditions

Last Updated: February 10, 2026

1. Commercial Services Only

Apex provides business financing brokerage services only. We do not offer consumer loans.

2. Eligibility

You represent that you are authorized to act for yourself and your business and provide
accurate information.

3. Communications Consent

You consent to communications via phone, email, and SMS related to business financing.

You may opt out of marketing communications at any time.

4. Telemarketing Compliance

Apex conducts outreach in compliance with applicable telemarketing laws and
maintains internal do-not-call lists.

5. Automated Systems and Call Routing

Apex may use automated communication technologies, including artificial intelligence
voice systems and call routing tools, to connect businesses with financing specialists.

These systems are used to facilitate efficient communication and do not constitute a guarantee of funding or approval.

By using the Site or engaging in communications, you consent to automated call
handling and recording as permitted by law.

You may request removal from future communications at any time.

6. No Financial Advice

Information provided is informational only and not legal, tax, or financial advice.

7. Disclaimers

The Site is provided “as is” without warranties.

8. Limitation of Liability

To the maximum extent permitted by law, Apex is not liable for indirect or consequential
damages. Total liability shall not exceed $100.

9. Indemnification

You agree to indemnify Apex from claims arising from your use of the Site.

10. Intellectual Property

All content is owned by Apex. Unauthorized use is prohibited.

11. Arbitration & Class Action Waiver

All disputes shall be resolved through binding arbitration in New York, NY. You waive
class action rights.

12. Governing Law

These Terms are governed by New York law.

13. Changes

We may update these Terms at any time.

14. Contact

Apex Lending Partners
8 Johnson St
Staten Island, NY 10309
info@apexlendingpartners.com